Vitality savings calculator

We want our members to live life well. And we're here to help them do it.

Vitality helps our members get healthier - and saves them money at the same time. The more effort our members make to improve their health, the more they get back in rewards.

Health and incentive partners

All plans include all partners as part of our Core Cover. For a full list of our partners click here.

Choose the discounts and rewards you'd like to use. Change the status bar on the right to see how your savings could increase - the higher your Vitality status, the bigger the rewards!

 



How Vitality can change

We're always updating the way Vitality rewards you for being healthy as new opportunities and technologies arise. That sometimes means we need to make changes throughout your plan year. We might change the way we award points, or the way your Vitality status works. We might also change our partners or the discounts and rewards we offer. And there might be times when we change, remove or enhance the benefits. The best way to stay up to date with the latest offers and discounts available is to register on the Member Zone. The Member Zone always has all the partners available on your plan and any special offers at that particular time.

Cashback rewards

Cashback rewards

We believe you should benefit from living a healthy lifestyle.

If you smoke we'll help you kick the habit for free with Allen Carr's Easyway Programme. And, with our non-smokers cashback there is an extra incentive to stop.

We'll give you cashback every three months as a reward, if all adults on your plan don’t smoke. All you need to do is make sure every adult on the plan takes a Vitality Healthcheck which will confirm to us that you have all been tobacco and nicotine free for at least 12 months. The Vitality Healthcheck is free*.

*One adult member on the plan can have a free Vitality Healthcheck every plan year.

Plus, the higher your Vitality status, the more money we give you. Learn more about cashback >

See how much cashback you could receive in a year if you're a non-smoker. This cashback example will be based on your monthly premium and the Vitality status you select from the slider below. This calculation does not allow for any medical inflation and age-related premium rises that will be applied at each renewal. The below percentages are based on your plan having Vitality Plus.  If you don’t have Vitality Plus, then the cashback reward will still apply but be a lower percentage. Please see the Guide to Vitality for more details.

We believe your employees should benefit from living a healthy lifestyle.

If your employees smoke we’ll help them kick the habit with over 75% off the Allen Carr EasyWay Programme. And, with our non-smokers cashback there is an extra incentive for them to stop.

We'll give your employees cashback every three months as a reward, if they don’t smoke. All they need to do is undertake the Vitality Healthcheck which will confirm they’ve been tobacco and nicotine free for at least 12 months. The Vitality Healthcheck is free*.

*The principal member on the plan can have a free Vitality Healthcheck every plan year.

Plus, the higher their Vitality status, the more money we give them. Learn more about cashback >

See the cash reward your employees could receive in a year if they are a non-smoker. This example will be based on your employee's Vitality status selected. The amounts below are based on your plan having Vitality Plus.  If you don’t have Vitality Plus, then the cashback reward will still apply but be a lower amount. Please see the Guide to Vitality for more details.






Your annual non-smokers cashback reward

Your employee's annual non-smokers cashback reward

Enter your monthly premium

£   

We've entered an example premium for you. For a more accurate cashback calculation please get a quote from us, and re-enter the premium here.

Select your Vitality status

Select your employee's Vitality status

Your non-smokers cashback reward
Your employee's non-smokers cashback reward
£00.00

How we calculated this >

How we calculated this >

How we calculated this >

The total potential savings non-smokers could make in a year

The total potential savings your non-smoker employee could make in a year

Cashback earned per year £0.00

Partner savings per year £0.00

Your total savings per year
Your employee's total savings per year
£0.00

Your total Vitality Equivalent Cost

The Vitality Equivalent Cost is another way of showing you how much you could save with Vitality. This is not the actual monthly premium you will pay, but it gives you an indicative monthly cost of your cover after you take the savings above into account. How we calculate this >

Your initial monthly premium £0.00
Less your total savings per year converted into a monthly amount £0.00
Your monthly Vitality Equivalent Cost
150.00

Your savings show that you could save more than you pay in premiums.

Important notes about cashback

How Vitality can change

We’re always updating Vitality as new opportunities and technologies arise. That sometimes means we need to make changes to the programme throughout your plan. We might change the way we award points, or the way your Vitality status works. We might also change our partners or the discounts and rewards we offer. And there might be times when we change, remove or enhance the benefits. The best way to stay up to date with the latest offers and discounts available is to register on the Member Zone. The Member Zone always has all the partners available on your plan and any special offers at that particular time.